from 01.01.2018 to 01.01.2019
Saint Petersburg University of the Ministry Internal Affairs of Russian Federation (department of economic security and management of socio-economic processes, professor of the department)
from 01.01.2020 until now
Russian Federation
Microfinance organizations play an important role in economic development, facilitating access to financial resources for small businesses and low-income populations. However, along with their positive aspects, there is a threat of unfair practices that can undermine the economic security of the country. The article considers methodological aspects of studying the impact of unfair practices of microfinance organizations on the economic security of the country. The authors analyzed the existing approaches to understanding the essence of unfair practices of microfinance organizations. The socio-economic consequences of these negative phenomena are highlighted. The methods of identifying practices and assessing their impact on the country’s economy are presented. Methods are described to assess the scale and consequences of unfair actions of microfinance organizations on the financial system. Within the framework of the development of the theory of economic analysis, a complementary approach is proposed to assess the impact of unfair practices by microfinance organizations on the economic security of the country, combining complex, functional and integral aspects. The study provides tools for assessing the negative impact of unfair practices on the economic security of the country and can be useful for shaping decision-making at the level of state and financial institutions.
methodology, microfinance, microfinance services, unfair practices, economic security, microloans
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