00540naa#a2200169#i#450# EN\\bibl\71065 20250118035315.6 2588-0071 20230930b2023####ek#y0engy0150####ca RU Key features of the digital ruble of the Bank of Russia Journal article Nizhny Novgorod Nizhny Novgorod Academy of the Ministry of the Interior of Russia 2023 7 с. Journal article local Bardakov Artem A. Kornilov Dmitry A. namvd.editorum.ru